Dieses Mal traf es ein Haus in West Virginia. Verfahren wird wie immer: Übernahme durch die nächst größere Bank. Einlagensicherungsfonds springt ein. Unterdessen sorgen sich immer mehr US-Bürger über die Sicherheit der Kreditinstitute.
Das Wall Street Journal schreibt:
Regulators shut down a 102-year-old West Virginia bank on Friday andsold all deposits to Pioneer Community Bank Inc. of Iaeger, W.V. andThe Citizens Savings Bank of Martins Ferry, Ohio.
The closure of Northfork, W.V.-based Ameribank Inc. was the 12thU.S. bank failure this year, making it the latest victim of thenation's worst banking crisis in at least two decades.
It is also the first bank to be shut down in West Virginia since the1999 closure of First National Bank of Keystone, among the biggest U.S.bank failures of that decade. Ameribank, ironically, was theinstitution that assumed $135 million of Keystone's insured depositsnine years ago.
Ameribank, founded in January 1906, had $102 million in deposits and assets of $115 million as of June 30.
Deposits in Ameribank's five West Virginia branches switch toPioneer while Citizens assumes the deposits from the three Ohiobranches. Both banks also will purchase about $23 million in Ameribankassets. The Federal Deposit Insurance Corp., appointed receiver of thebank, will keep the rest for later disposal. The estimated cost to theFDIC's deposit-insurance fund is $42 million. The bank's assets are.03% of the $13.4 trillion in assets held by 8,451 institutions insuredby the FDIC, the agency said in a release.
